Modern Real Estate Investment Methods for Public Accessibility and the Global Rise of Real Estate Tokenization: A Case Study on Brazil and Thailand

Abstract

The real estate industry is undergoing a profound transformation with the integration of digital investment methods, particularly real estate tokenisation. This modern investment approach leverages blockchain technology to divide property ownership into digital tokens, making real estate assets more accessible to a broader range of investors. Tokenisation facilitates fractional ownership by reducing the financial barriers typically associated with property investments and allowing individuals to acquire portions of valuable real estate assets rather than whole properties.This study investigates the impacts of tokenisation on public access to real estate investments in Brazil and Thailand, highlighting their effects on market growth, investor participation, and economic sustainability. This case study looks at the regulatory frameworks, new market trends, and technological advances in these regions and compares how they were adopted, how far they have come, and the problems that come with that. The researchers seek to determine how tokenisation has influenced real estate investment strategies, reshaped traditional ownership models, and fostered economic inclusion. Additionally, it evaluates the broader implications of tokenisation for the global real estate sector, offering insights into its future trajectory.

Introduction

Real estate tokenisation uses blockchain technology to divide property assets into digital tokens, enabling fractional ownership, increased market liquidity, and greater accessibility for small and medium investors. This innovation reduces capital barriers and improves transparency, efficiency, and cost-effectiveness.

Case Study Highlights:

• Brazil leads in adoption due to a favorable regulatory environment and high blockchain awareness, with over 1 million investors.

• Thailand is growing steadily, supported by its SEC's evolving regulations, with around 500,000 investors.

• Foreign Investment: Both countries attract global interest; Thailand sees 40% of investments from abroad, Brazil sees 35%.

• Market Growth (2019–2024):

  • Brazil: 10% to 85%

  • Thailand: 5% to 70%

Methodology:

The study uses a comparative case study approach, combining quantitative and qualitative analysis from:

• Government reports (CVM, SEC)

• Market analyses (CBRE, JLL, Deloitte)

• Blockchain platform data

Challenges Identified:

• Regulatory uncertainty, especially in cross-border transactions

• Limited investor awareness of tokenisation risks and benefits

Future Outlook:

• Brazil is expected to retain leadership in Latin America

• Thailand’s steady growth positions it well in Asia

• Future success depends on continued regulatory evolution, technological integration, and investor education

Research Integrity:

• No conflicts of interest

• Ethical approval and informed consent obtained

• Funded by UNS Research Council & UNS Digital Technologies

Conclusion

The cases of Brazil and Thailand highlight the transformative potential of real estate tokenisation to enhance investment accessibility and market efficiency. Brazil’s rapid adoption and regulatory clarity have made it a leader in digital real estate investments, while Thailand’s structured approach has created a stable foundation for future growth. Both countries serve as valuable examples of how blockchain technology can revolutionise real estate investment, democratise access to high-value assets, and foster financial inclusion in emerging markets.

References

[1] CBRE. \"U.S. Real Estate Market Outlook 2023: Industrial & Logistics.\" CBRE, 2023, [2] CBRE. \"Midyear Global Real Estate Market Outlook 2023: Industrial & Logistics.\" CBRE, 2023, [3] CBRE. \"Asia Pacific Real Estate Market Outlook 2023: Industrial & Logistics.\" CBRE, 2023, [4] Deloitte. \"Uncovering the Connection Between Digital Maturity and Financial Performance.\" Deloitte Insights, 2020, [5] Deloitte. \"Putting Digital at the Heart of Strategy.\" Deloitte Insights, 2021, [6] OECD. \"The Digital Transformation of SMEs.\" OECD Studies on SMEs and Entrepreneurship, 202. [7] Thailand Securities and Exchange Commission (SEC). \"Regulatory Reports on Real Estate Tokenisation.\" Thailand SEC, 2022. [8] Comissão de Valores Mobiliários (CVM). \"Regulatory Guidelines for Tokenized Real Estate Investments.\" CVM, 2023

Copyright

Copyright © 2025 Mr. Nallasivam Sengounder, Dr. Hemachandran Ravikumar. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.